Kobble: The Modern Embedded Finance Platform

Launching financial products has long been slow, expensive, and challenging.

From fragmented vendor ecosystems and lengthy development cycles to complex compliance requirements, businesses face countless roadblocks that stifle growth and innovation.

Kobble changes that.

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Why Kobble Was Created

Kobble was created to solve real-world frustrations.

At Fincraft, we launched and managed innovative financial products like Yondr (a consumer financial platform) and Shouta (an instant gifting app).

Through this journey, we experienced firsthand the immense challenges businesses face when bringing financial products to market.

The process was slow and complex, requiring:

• Managing multiple vendor relationships
• Navigating outdated systems
• Meeting Australia's strict regulatory standards

These hurdles consumed valuable time, resources, and focus - taking attention away from what truly matters: innovation and growth.

From these challenges, Kobble was built.

We envisioned a modern, modular embedded finance platform designed to eliminate these roadblocks, empowering businesses to build, launch, and scale financial products faster and more efficiently.

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What is Kobble?

Kobble is a comprehensive embedded finance platform built for fintechs, businesses, and retailers looking to innovate faster. Whether you're launching a new product, enhancing member experiences, or driving customer engagement, Kobble provides the tools to:

• Streamline development with pre-built workflows
• Reduce costs by consolidating financial tools into one platform
• Deliver better experiences for customers and businesses alike

With API-driven modular solutions, Kobble integrates into existing systems, removing the need for expensive and time-consuming custom development.

How Kobble Solves Industry Challenges

1. Faster Speed to Market

Traditional solutions take months or even years to launch. Kobble's ready-to-integrate modules for card issuing, payments, and wallets help businesses go live in months, not years.

2. Improved Operational Efficiency

Kobble automates critical processes to reduce manual work and improve operational efficiency.

3. Lower Costs

By consolidating financial tools into a single, unified platform, Kobble eliminates the need for fragmented vendors and expensive custom builds - saving time, effort, and resources.

4. A Modern Financial Experience

Designed for today's digital-first businesses, Kobble offers an intuitive and user-friendly experience for customers and teams, helping companies deliver standout financial products and services.

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Key Features of Kobble

• Pre-Built Workflows: Ready-to-use modules for card issuing, KYC, payments, FX, and compliance to eliminate lengthy development cycles.
• Comprehensive Solutions: All the tools you need - white-labelled apps, card programs, digital wallets, and transaction monitoring—on a single platform.
• Seamless Integration: API-driven, modular architecture integrating existing systems to enable scalable innovation.
• Robust Security & Compliance: Built-in tools to meet regulatory standards and protect your business so you can focus on growth
• You can learn more about our paltform here.‍

Partnering with Kobble

At Kobble, strong partnerships are the foundation of meaningful financial innovation. Whether you're a fintech, business, or retailer, we work with you to help launch, scale and deliver exceptional financial solutions that drive results.

For Fintechs: Bring New Financial Products to Market Faster

Partner with Kobble to introduce new card programs or multi-currency wallets without the hassle of lengthy development cycles.

Our pre-built modules for card issuing, payments and embedded financial solutions enable you to focus on innovation while we handle the heavy lifting.

For Businesses: Partnering to Deliver Exceptional Customer Experiences

We partner with businesses to provide financial solutions that create better customer experiences. Whether it's a new banking app, budgeting tools, or rewards solutions, Kobble integrates seamlessly into your existing infrastructure to help you innovate quickly and efficiently.

We also offer a clear roadmap for introducing advanced capabilities such as remittance services and open banking, empowering your business to scale quickly and deliver exceptional value to customers.

For Retailers: Build Branded Card and Loyalty Programs

Partner with Kobble to introduce branded card programs and integrated loyalty solutions that drive customer engagement and unlock new revenue streams.

Our pre-built modules for card issuing, payments, and rewards programs seamlessly integrate with your existing systems, helping you deliver personalised financial experiences to your customers.

Our Vision

At Kobble, we aim to become the platform of choice for driving financial innovation, empowering businesses of all sizes to create, launch, and scale financial products that address evolving customer needs.

We're creating a future where financial technology is simple, flexible, and accessible.

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Let's Build the Future of Finance Together

Ready to bring your financial vision to life? With Kobble, you can build, launch, and scale financial solutions faster.

Visit Kobble.net to learn more, or get in touch to see how we can help you drive financial innovation.

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