Building the financial infrastructure Australia deserves
Kobble is an Australian fintech company building Banking-as-a-Service infrastructure for the next generation of financial products. As a Mastercard principal issuer, we enable fintechs, neobanks, and enterprises to launch card, wallet, and payment products without building core banking from scratch.
We built what we needed
In 2022, we launched Yondr — the result of years of work and millions in investment to raise capital, secure licences, integrate vendors, and build core banking infrastructure from the ground up.
It took years before we could finally focus on what truly mattered: our customers and our product.
That experience inspired us to create Kobble — a Banking-as-a-Service platform designed to remove those same barriers for banks and fintechs across Australia.
“We built the platform we wish we’d had when building Yondr.”
What drives us
The principles that guide every decision, every product, and every partnership.
Trust & Security
We hold ourselves to the highest standards of security and compliance. Every system we build starts with trust.
Innovation First
We challenge the status quo of financial infrastructure. Modern problems deserve modern, elegant solutions.
Customer Obsession
Our clients' success is our success. We build what matters, ship fast, and iterate based on real feedback.
Open & Composable
We believe financial infrastructure should be modular, API-first, and interoperable. No vendor lock-in.
Key milestones
From founding to scaling, the key moments in Kobble's story.
Kobble Founded
Started with a vision to make banking infrastructure accessible to every innovator.
Mastercard Partnership
Became a Mastercard principal issuer, enabling direct card issuing capabilities.
Platform Launch
Launched the full BaaS platform with cards, wallets, payments, and compliance modules.
AI Intelligence Layer
Introduced AI-powered fraud detection, spend categorisation, and predictive analytics.
Scaling Partners
Expanded our client base and launched white-label mobile banking app capabilities.
The team behind Kobble
Experienced leaders in fintech, banking, and technology building the platform that powers the next generation.
Founder & CEO
Driving the vision for accessible banking infrastructure in Australia and beyond.
CTO
Architecting the scalable, secure platform that powers modern financial products.
Head of Operations
Keeping the business running smoothly — from client onboarding and support to processes that scale with our growth.
Want to build with us?
Whether you are a fintech founder, a bank innovating, or a platform adding financial services, we would love to talk.