Guides & Whitepapers

Practical guides from practitioners

In-depth, no-fluff resources on launching financial products in Australia. Written by the team that built the infrastructure.

Whitepaper

The Australian BaaS Landscape: A Founder's Guide

A comprehensive overview of the Banking-as-a-Service market in Australia, covering regulatory framework, competitive landscape, licensing pathways, and go-to-market strategies for fintech founders.

Guide

Launching a Card Program in Australia: Complete Guide

Everything you need to know about issuing prepaid, debit, or virtual cards in Australia -- from Mastercard principal membership and scheme compliance to 3D Secure, tokenisation, and digital wallet provisioning.

Guide

Embedded Finance for Retailers

How retail brands are embedding card issuing, stored-value wallets, and loyalty programs into their customer experience to drive repeat purchases and deepen engagement.

One-pager

Kobble Platform Overview

A concise one-pager covering Kobble's six core modules, integration architecture, regulatory coverage, and how they compose to power any financial product.

Checklist

Compliance Checklist for Australian Fintechs

A practical checklist covering AUSTRAC registration, AML/CTF program requirements, KYC obligations, transaction monitoring thresholds, and ongoing reporting duties.

Whitepaper

BaaS vs. Build: True Cost Comparison

An honest cost-benefit analysis comparing building core banking infrastructure in-house versus using a BaaS platform, covering engineering, compliance, licensing, and time-to-market.

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Have questions about launching a financial product in Australia? Our team has done it -- multiple times. Book a call and we will walk you through it.