A complete stack for modern financial products
Five modular services that work independently or together. Pick the modules you need, integrate via API, and launch in weeks — full regulatory compliance from day one.
Built from the ground up for composability
A layered architecture that separates concerns cleanly. Each layer is independently scalable and auditable.
Choose the services you need
Each module is a standalone product with its own API, documentation, and SLA. Combine them for a full-stack solution.
Kobble Core
Programmable financial ledger that powers every module. Immutable, real-time, API-first.
Cards
Issue prepaid, debit, and virtual Mastercard cards. Apple Pay and Google Pay enabled.
Accounts
BSB-enabled transaction and savings accounts with real account numbers and multi-currency support.
Wallets
Digital wallets, stored value, Apple Pay and Google Pay provisioning, P2P transfers.
Payments
PayID, PayTo, BPAY, and direct entry. Full Australian payments rail access.
Security & Compliance
AI-powered KYC, AML monitoring, fraud detection, and automated regulatory reporting.
White-label App
Coming SoonFully branded digital banking experience. Your brand, your UX, powered by Kobble.
Loyalty
Coming SoonNative loyalty engine with points, rewards, cashback, and real-time triggers.
Ready to build your stack?
Talk to our team about which modules are right for your use case. We’ll walk you through the architecture and integration process.