Launch your digital bank in weeks, not years
Skip the multi-year infrastructure build. Kobble provides the complete technology stack for neobanks and challenger banks: card issuing, wallets, payments, compliance, and a fully branded mobile app.
Who it's for
- Existing banks looking to create new digital banks
- Upcoming neobanks going through licensing
What you are up against
Common barriers to launching and scaling financial products in this space.
18-24 month build timelines
Core banking infrastructure typically takes years to build or integrate, pushing market entry far into the future.
Regulatory complexity
Navigating APRA, AUSTRAC, and ASIC requirements while building KYC/AML compliance infrastructure from scratch.
Multiple vendor management
Stitching together separate providers for cards, payments, wallets, and compliance creates integration headaches.
Capital-intensive development
Building proprietary infrastructure requires significant upfront investment before generating any revenue.
How Kobble helps
Purpose-built infrastructure that removes complexity so you can focus on your product.
Mastercard Issuing
Issue prepaid, debit, and virtual cards with Apple Pay and Google Pay. Custom card designs and real-time authorisation.
BSB-enabled Wallets
Real BSB and account numbers. PayID, NPP instant transfers, and multi-currency support built in.
Compliance Suite
Automated KYC/CDD, AML screening, transaction monitoring, and AUSTRAC reporting from day one.
White-label App
Fully branded iOS and Android app with biometric auth, push notifications, and feature toggles.
Real-time Everything
Real-time authorisations, instant transfers, live balance updates, and webhook-driven event architecture.
Scalable Infrastructure
Cloud-native platform that scales from your first customer to millions. No re-platforming needed.
Results you can plan for
Measurable impact when you build on the Kobble platform.
Recommended stack
The Kobble modules most commonly used for this solution.
Let's build your solution
Our team will map your requirements to the Kobble platform and provide a tailored proposal with architecture recommendations and timeline estimates.