Accounts

AUD and multi-currency accounts via API

Open and manage transaction and savings accounts with real-time balances, instant NPP and PayTo transfers, and APRA-grade security. Built for the Australian payments ecosystem.

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Capabilities

Full-featured account capabilities

Everything you need to offer account products to your customers.

Transaction Accounts

Full-featured transaction accounts with BSB and account numbers.

Savings Accounts

Interest-bearing savings accounts with configurable rate tiers.

Multi-currency

Hold balances in AUD and international currencies.

KYC Integration

Built-in identity verification and onboarding flows.

Individual & Corporate

Account types for individuals, sole traders, and corporate entities.

Real-time Balances

Available and ledger balances updated in real-time.

Account Controls

Freeze, restrict, and close accounts with full audit trail.

Instant Transfers

NPP and PayTo for instant inter-bank transfers.

Scheduled Payments

Set up recurring and future-dated payments.

Sub-accounts

Create sub-accounts for budgeting, savings pots, or ring-fenced funds.

Developer Experience

Developer-first by design

Clean, RESTful APIs with comprehensive documentation and sandbox environments. Build financial products with a developer experience you'll actually enjoy.

Neobank & Challenger BanksOffer full-featured transaction and savings accounts with BSB, PayID, and instant transfers.
Corporate TreasuryMulti-currency accounts for businesses with sub-accounts, scheduled payments, and real-time reporting.
Marketplace & PlatformsHold and settle funds in licensed accounts with KYC integration and audit trails.
Open an Account
const account = await kobble.accounts.create({
  holder_id: "usr_5kp2mn8x",
  type: "transaction",
  currency: "AUD",
  label: "Main Operating Account",
  features: {
    payid: true,
    sub_accounts: true,
    npp: true,
    payto: true
  }
});
// account.bsb => "802-985"
// account.account_number => "12345678"
// account.payid => "business@kobble.net"

Works great with

Combine modules for a complete solution.

WalletsPaymentsCompliance

Ready to get started?

Book a demo to see how this module can power your financial product. Our team will walk you through the integration process.

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