Pricing

Simple, transparent pricing

Usage-based pricing that scales with you. No hidden fees, no long-term contracts on the Launch tier. Pay for what you use.

Launch Tier

For startups and early-stage fintechs validating product-market fit.

Usage-basedNo platform fee
Get Started
Up to 1,000 active wallets
Card issuing (prepaid & virtual)
NPP & BECS payments
Enterprise compliance & reporting
Basic KYC/AML
Sandbox environment
Standard API rate limits
Email support
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Scale Plan

For growing fintechs and platforms with production traffic.

Scale with ConfidenceVolume-based discounts
Get Started
Unlimited active wallets
Full card program (incl. physical)
All payment rails
Enterprise compliance & reporting
Sandbox + staging environments
Elevated API rate limits
Priority support (Slack)
Custom branding
White-label app

Enterprise Plan

For banks, large fintechs, and enterprises with complex requirements.

Enterprise StrategyTailored enterprise plan
Get Started
Custom card programs
All payment rails + international
Enterprise compliance & reporting
Dedicated environments
Custom API rate limits
24/7 priority support
Full white-label solution
White-label app (custom features)
Dedicated account manager
FAQ

Frequently asked questions

Common questions about Kobble pricing and plans.

How does usage-based pricing work?

You pay per API call, per active wallet, per card issued, and per transaction processed. There are no minimums on the Launch tier. We publish transparent per-unit pricing so you can forecast costs accurately.

Is there a free tier or trial?

Our sandbox environment is free for qualifying developers. You can build and test your integration completely free of charge. Production pricing applies once you go live.

Can I start on Launch and upgrade later?

Absolutely. Often, our clients start on the Launch tier and move to the Scale plan as they grow. There's no migration effort required — your integration remains safely in place.

What payment rails are included?

All tiers include NPP (real-time), PayID, and BECS (batch). International SWIFT transfers and multi-currency support are available on Scale and Enterprise tiers.

Do you charge for compliance features?

Basic KYC and AML screening are included on all tiers. Enhanced due diligence, ongoing monitoring, and AUSTRAC reporting are included on Scale and Enterprise tiers.

What SLA do you offer?

Launch tier includes 99.9% uptime SLA. Scale and Enterprise tiers include 99.99% uptime SLA with financial credits for any breaches.

Need a custom quote?

Our team will work with you to understand your volume, use case, and requirements to provide a tailored pricing proposal.