Manage complex money flows at scale
Escrow wallets, split payments, automated seller payouts, and real-time reconciliation. Built for the complexity of multi-sided marketplace economics.
What you are up against
Common barriers to launching and scaling financial products in this space.
Multi-party payment complexity
Managing money flows between buyers, sellers, the platform, and service providers creates accounting nightmares.
Trust and escrow requirements
Holding funds securely between parties requires compliant trust account structures and automated release triggers.
Reconciliation at scale
As transaction volumes grow, manual reconciliation becomes impossible and errors become expensive.
Seller payout complexity
Different sellers, different payout schedules, different currencies, different tax obligations across jurisdictions.
How Kobble helps
Purpose-built infrastructure that removes complexity so you can focus on your product.
Split Payments
Automatically split incoming payments across multiple wallets: seller, platform commission, taxes, and service fees.
Escrow Wallets
Hold funds in compliant escrow with configurable release triggers: time-based, event-based, or approval-based.
Real-time Ledger
Double-entry accounting for every transaction. Automated reconciliation across wallets, banks, and processors.
Multi-entity Management
Onboard sellers with KYC, manage individual wallets, and handle tax reporting for each entity on your platform.
Scheduled Payouts
Configure payout schedules per seller: daily, weekly, monthly, or on-demand. Automatic retry on failure.
Platform Analytics
GMV tracking, commission analytics, seller performance metrics, and cash flow forecasting for your platform.
Results you can plan for
Measurable impact when you build on the Kobble platform.
Recommended stack
The Kobble modules most commonly used for this solution.
Let's build your solution
Our team will map your requirements to the Kobble platform and provide a tailored proposal with architecture recommendations and timeline estimates.