Fuel and fleet cards with real-time control
Issue branded fuel and fleet cards with MCC controls, per-driver limits, and real-time spend visibility. Replace legacy fleet card programs with an API-first platform that scales from dozens to thousands of vehicles.
What you are up against
Common barriers to launching and scaling financial products in this space.
Legacy fleet card limitations
Traditional fleet cards often lack real-time controls, modern APIs, and flexible merchant restrictions (e.g. fuel-only, maintenance, tolls).
Driver and vehicle management
Managing cards by driver, vehicle, or cost centre across a large fleet is cumbersome without proper hierarchy and bulk operations.
Reconciliation and reporting
Fleet spend data is scattered. Finance needs unified reporting by driver, vehicle, category, and time period.
Integration with telematics and ERP
Connecting fleet cards to telematics, fuel management systems, and ERP requires a flexible API and webhook ecosystem.
How Kobble helps
Purpose-built infrastructure that removes complexity so you can focus on your product.
Fleet Card Issuing
Issue physical and virtual cards for drivers and vehicles. Custom branding, instant issuance, and real-time load.
Merchant & MCC Controls
Restrict spend to fuel, maintenance, tolls, or other categories. MCC-level controls updated in real time via API.
Driver & Vehicle Hierarchy
Assign cards to drivers and vehicles. Group by cost centre, division, or region. Bulk limits and policy updates.
Location & Velocity
Velocity controls and optional geofencing. Detect unusual patterns and block out-of-policy transactions.
Fraud & Compliance
Real-time transaction monitoring, AML checks, and full audit trails for fleet spend.
Fleet Analytics
Spend by driver, vehicle, category, and time. Export for finance, operations, and compliance.
Results you can plan for
Measurable impact when you build on the Kobble platform.
Recommended stack
The Kobble modules most commonly used for this solution.
Let's build your solution
Our team will map your requirements to the Kobble platform and provide a tailored proposal with architecture recommendations and timeline estimates.