Treasury and cash management on a programmable ledger
Manage multi-entity balances, virtual accounts, and multi-rail payments from a single platform. Real-time visibility, sweep logic, and API-driven controls for corporate treasury, platforms, and financial institutions.
What you are up against
Common barriers to launching and scaling financial products in this space.
Fragmented cash visibility
Balances and movements sit across multiple banks and systems. Real-time consolidated view and forecasting are hard to achieve.
Manual sweep and allocation
Moving cash between accounts, entities, and rails often requires manual processes and batch timing.
Virtual account sprawl
Platforms and corporates need thousands of virtual accounts. Legacy banks charge per account and lack APIs for bulk operations.
Multi-rail complexity
Choosing the right payment rail (NPP, BPAY, direct entry, RTGS) for cost and speed is manual without smart routing.
How Kobble helps
Purpose-built infrastructure that removes complexity so you can focus on your product.
Multi-Entity Ledger
One ledger for multiple entities, divisions, and legal structures. Hierarchical accounts and sub-ledgers with real-time balance.
Virtual Accounts at Scale
Create thousands of virtual accounts via API. Own reference, balance, and history. No per-account premium.
Multi-Rail Payments
NPP, PayTo, BPAY, direct entry, RTGS. Single API with optimal routing by cost, speed, or preference.
Sweep & Automation
Auto-move balances on threshold, schedule, or event. Treasury rules and interest optimisation without external schedulers.
Real-Time Reporting
Balances, movements, and forecasts by entity, account, and rail. Export and API for treasury and finance systems.
Safeguarding & Compliance
Client money segregation, balance attestation, and audit-ready reporting for AFSL and regulatory requirements.
Results you can plan for
Measurable impact when you build on the Kobble platform.
Recommended stack
The Kobble modules most commonly used for this solution.
Let's build your solution
Our team will map your requirements to the Kobble platform and provide a tailored proposal with architecture recommendations and timeline estimates.